Banking & Finance

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Bowditch & Dewey lawyers represent banks and other financial institutions, privately held and public companies, and non-profit organizations on a wide variety of lending and commercial transactions.

Our firm represents banks and other financial institutions in Massachusetts and throughout New England in matters involving general operational issues, all types of lending, loan restructuring and workouts, bankruptcy litigation, regulatory compliance and enforcement activities. Lawyers in the Banking and Finance team also offer counsel on less routine matters such as acquisitions of banks, bank-holding company issues and organizational structure.

At Bowditch & Dewey, our broad experience and depth in handling loans, bonds, leases and private investments gives us the background to advise you on your options regarding financing and the structure of commercial transactions. We can advise you on the following types of debt financing and commercial transactions:

Commercial lines of credit

We have experience securing lines of credit for businesses of all sizes and will work with you and your investors to obtain the funding you need to give you operational flexibility.

Equipment lease​s

We help businesses negotiate leases and agreements for use of equipment and other hard goods so that they can remain current and competitive in their fields.

Letters of credit

We draft letters of credit and advise businesses on domestic and international business transactions, to ensure proper communication between your business, your suppliers, and your banks.

Industrial revenue and tax-exempt bond issues

Bowditch & Dewey is one of the leading law firms in Massachusetts in representing underwriters, issuers and borrowers for both general obligation bonds and revenue bonds for conduit borrowers including manufacturing facilities, affordable housing, universities, hospitals and other non-profit organizations. The firm is experienced in equity syndications for commercial projects financed with revenue bonds. The firm also has been successful in structuring financing for major commercial projects using industrial revenue bonds in conjunction with conventional financing and government subsidies.

Loans

We have experience advising both borrowers and lenders on all types of loans including:

  • Real estate and construction loans
  • Asset-based loans
  • Syndicated loan facilities
  • Small Business Administration (SBA) guaranteed and direct loans